Chief IdleGuy, Fearless Rick, gave the Advisors - Vicky and M___ - the month off because they were on Santa's NICE list.

Since making resolutions rarely works out to the good, here, we present some ideas to guide you into the New Year.

For the investing crowd, Earnings Whispers sent up a page and video (see below) we thought was interesting, detailing what they call the Earnings Expectation Life Cycle.

There are some solid insights in the video, and the written text of the article delves even deeper into the four phases of the earnings cycle.